Child Plan™
For Grandchildren

Give your grandchildren the gift of financial security to pursue their dreams.

  • Only tax-free investment grandparents can give their grandchildren
  • Cash values grow tax-free during your grandchild’s entire life
  • Child Plan™ gives your grandchild an annual tax-free dividend for life
Request Child Plan™ Illustration

Request a Child Plan™ illustration to see the cash and insurance value for your Grand Child’s future.

How Child Plan™ Grows For Their Education

  1. Child Plan™ “Participating” Whole Life Plan doubles as a tax-free education savings plan.
  2. Your grandchild can use their Child Plan™ for any  university or college around the world, without restrictions
  1.  Your Grandchild’s  Child Plan™ will receive a tax-free annual dividend which they can use towards their education or any financial need in life.
  2. Child Plan™ cash values are guaranteed and grow tax-free for education and life.

How Child Plan™ Grows For Their Education And Life

  • You can open a Child Plan™ for each grandchild as early as 14 days after birth.
  • Child Plan™ cash values are guaranteed and grow tax-free for life.
  • Your grandchild can use their Child Plan™ for any financial need, including buying their first home.
  • Grandparents can fund Child Plan™  from TFSA’s, RRSPs or from their business.
  • Child Plan™ allows you to transfer your wealth to tax-free to your future generations.
  • You can if you wish control how Child Plan™ cash values are used by your grandchild.
  • Child Plan™ includes permanent whole life insurance to protect their future family.
  • You can transfer Child Plan™ tax-free to your child to hold in trust for your grandchild.
  • You can pre-fund Child Plan™ and get up to a 35% discount.
  • You can transfer Child Plan™ to each grandchild tax-free outside your estate
  • Life insurance values are paid to future generations tax-free.
  • You can transfer Child Plan™ completely tax-free and without fees whenever you wish. 

Sample Child Plan™ Cash and Insurance Value Illustration

Age Accumulated Cash Value Life Insurance Value

21

$82,568 (Education)

$612,728

35

$177,953 (House)

$899,621

45

$303,299 (Security)

$1,115,297

65

$834,276 (Retirement)

$1,666,824

Sample illustration is for a child under age 1 based on a monthly deposit of $250 for twenty years. There will be no further contributions required after year twenty. The cash and insurance values are based on a dividend interest rate of 6% from a Canadian life insurance company.

Personalize Your Child Plan™

Create a Child Plan™ Illustration and see how much cash value your child will have for their education and for life.

Request Illustration

Why Child Plan™?

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