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Giving Your Child The Freedom to Follow Their Dreams

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Not all parents are the same.

Life would be pretty boring if they were right?

However, all parents do have one thing in common.

Want to guess what that is?

They love their children unconditionally and want them to have a better life than they did.

Just like parents – not all children are the same.

They have their own goals, hobbies and aspirations.

Today your child is 2 years old. Who knows what the world will look like by the time your child turns 18.

Who knows that post-secondary education options will be available?

Your child may want to enroll in a program that doesn’t even exist yet.

Your child may want to study abroad, take a year off or pursue other avenues.

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There is some beauty in not knowing – it helps keep life interesting.

But with that being said, finances are the one thing you want to be prepared for.

Money can’t buy happiness but it can buy options.

And options can lead to experiences and a more promising future. 

Can you imagine literally handing your children the keys to their future? 

Money can help give your children the flexibility and security to go after their dreams no matter what they may be.

They can put a hefty downpayment on a home, start a business, get an education or travel the world.

Now you may be thinking to yourself “ I would love to give my child all of that and more, but I don’t know if I can.”

Introducing Child Plan:

Child Plan is a Participating Whole Life Insurance Plan that can be opened by parents, grandparents, aunts, uncles or legal guardians for children as young as 14 days old.

The cash values can be used by the child after they turn 18 for any financial need in life they see fit with absolutely no restrictions.

Our #1 mission is to give parents the freedom and control to support their children’s dreams no matter what they may be.

Child Plan – the fastest growing alternative to the RESP.

Sample illustration of Child Plan™ Cash and Insurance Values

Based on a Monthly Deposit of $225 per month

Age Accumulated Cash Value Life Insurance Value
20 $80,448 (Education) $770,802
35 $184,850 (House) $1,070,880
45 $325,714 (Security) $1,343,568
65 $964,321 (Retirement) $2,082,564

Sample illustration is based on a $225 monthly premium for twenty years, starting when the child is less than 1. Cash and life insurance values are based on the current dividend scale of 6.0% from a Canadian Life Insurance Company. This example is strictly for illustrative purposes only, the annual dividend scale is not guaranteed and values may differ.

Personalize Your Child Plan™

Request a Child Plan™ Illustration and see how much cash value your child will have for their education and for life.

Request Illustration

*illustrations are reflective of the annual premium amount

Have a question about Child Plan or wish to speak with a Family Advisor?