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Money Won’t Buy Your Kids Happiness. But It Will Buy Them Options

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The more options your child has in life, the happier they will be.

The more money you save for their future, the more options they will have. It is really that simple.

When you hold your child today, can you imagine how happy they will be at 20 years old when you tell them you opened an investment for their future when they were little and it’s now worth over $80,000?

And if they manage it right, their investment will have over $180,000 when they’re 35.

What would your life look like today if your parents started an investment for you when you were a baby? 

One day, over dinner, they slid across the table the gift they’ve been anxiously waiting to give you. What would you have done with all that money? 

Go to school in Europe? Pay off your student debt? Purchase a condo? Start a business? 

Your parents didn’t buy you happiness. But the investment they started when you were a baby would give you more options.

And wouldn’t that give you happiness?

Today as you hold your new baby, you can begin to plan for that dinner yourself. 

You can begin to take pride in the future you’re preparing for your child, and give them what they deserve. 

Or, you can wait and make all the excuses you want on why you didn’t start to plan for their future when they were a child. 

There is a simple, flexible and very secure plan you can open today and one day give it to them for their future. 

For no more than the cost of two lattes a day you can give your child unlimited options for the future and set them up for a life of happiness.

Child Plan Participating Whole Life Plan, is a safe, secure and flexible tax-free savings plan that can be opened by parents and grandparents. 

From the day you open their Child Plan, they will get a tax-free annual dividend every year for life. 

Your child can spend the money on education, travel, their first home, or anything their heart desires.

Money can’t buy happiness. But it can buy options.

Child Plan – the fastest growing alternative to the RESP.

Sample illustration of Child Plan™ Cash and Insurance Values

Based on a Monthly Deposit of $225 per month

Age Accumulated Cash Value Life Insurance Value
20 $80,448 (Education) $770,802
35 $184,850 (House) $1,070,880
45 $325,714 (Security) $1,343,568
65 $964,321 (Retirement) $2,082,564

Sample illustration is based on a $225 monthly premium for twenty years, starting when the child is less than 1. Cash and life insurance values are based on the current dividend scale of 6.0% from a Canadian Life Insurance Company. This example is strictly for illustrative purposes only, the annual dividend scale is not guaranteed and values may differ.

Personalize Your Child Plan™

Request a Child Plan™ Illustration and see how much cash value your child will have for their education and for life.

Request Illustration

*illustrations are reflective of the annual premium amount

Have a question about Child Plan or wish to speak with a Family Advisor?