Parent Plan™ IRP

Insured Retirement Plan

Content for Parent Plan™ IRP (Insured Retirement Plan) is a guaranteed tax-free Participating Whole Life plan.

With a Parent Plan™ IRP you will:

Receive a tax-free annual dividend from the life insurance company for life.
Have a retirement plan with guaranteed cash value growing tax-free for retirement and life.
Have permanent whole life insurance included to protect your family.
Be able to access the cash value tax-free in retirement.

With an IRP you decide when to retire not the Government.

With an IRP you can start receiving an annual tax-free amount starting age sixty and increases the later you start.

Sample IRP illustration below shows you the total cash value of an IRP plan for a female non- smoker based on her desire to save $500 per month for twenty years. At the end of twenty years, she will never need to deposit any further for retirement. The IRP tax-free annual amount she will receive shown below is based on her selecting to begin to receive at different ages.

Request a personalized IRP illustration

Sample Parent Plan™ IRP illustration of cash and payment values at age of retirement

Retire At Age

IRP Cash Value

Annual IRP Payment

$82,568

$612,728

$177,953

$899,621

$303,299

$1,115,297

$834,276

$1,666,824

Sample illustration is based on TBD

Personalize Your Parent Plan™ IRP

Request a Parent Plan™ IRP Illustration and see how much cash value and annual payment you get at the retirement age.

*illustrations are reflective of the annual premium amount