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The RESP – registered Education Savings Plan – is a Government Program like the TFSA and the RRSP that was created in 1972 to help parents save for their children’s future post secondary education. You can open an RESP account at any bank, insurance company or financial institution you wish. The RESP […]

Every little bit helps. Child Plan’s mission is helping families provide for their children today and plan for their education and future. It’s a surprise to many that Canada has this great program, but not surprising no one knows about it. The free Canada Child Dental Care benefit for your child application […]

  Every little bit helps. In today’s challenging financial world Canada Child Benefits helps families who are facing many financial challenges provide for their children’s needs and future. The Government of Canada announced the new increases to the Canada Child Benefit (CCB) for 2024-25. Below is an outline of the new Canada […]

When the Government of Canada began giving parents matching grants for money deposited to an RESP account for their children’s future education, an industry was born and thousands of people chose a career as an RESP advisor. Everything was fantastic for twenty years. Thousands of advisors built their entire career just selling […]

We all know the RRSP song bank mutual fund sales persons sing when they want you to open an RRSP. Open an RRSP and get a tax refund. Don’t you want a tax refund? That’s it! That’s the entire song. The mutual fund sales person doesn’t ask any questions or even attempt […]

When we have children our previous lives end and our new lives begin. From the day they’re born we love them, care for them, want them to be happy all the time and dream of the life they will have and how we’re going to help them live up to their full […]